### Understanding Bank Accounts Attributes in Parallels Business Automation - Standard

A bank account can be saved both from the general list of bank accounts (Commerce Director - Bank Transfers - Bank Accounts).and per account (Account Director - Account properties - Payment Settings).

The list of all bank accounts saved in Parallels Business Automation - Standard displays the following:

- ID. A bank account numerical identifier assigned automatically in Parallels Business Automation - Standard.
- Name. A bank account number. In the list, bank account numbers are hidden. Select a bank account and if secure key/passphrase are stored in the database, a bank account number will be shown. Otherwise, you can enter a secure key and passphrase manually to decrypt a bank account number and view it.
- Type. A bank account type. Currently, Parallels Business Automation - Standard supports two types of bank accounts:
  - Norma 19 (Spain banks)
  - DTAUS (German banks).
- Expiration date. The date when a bank account expires (if such an expiration is applicable to a type of a bank account). In most cases expiration date is 'Never', which means that expiration is not applicable to such a bank account type.
- Account. A customer or reseller account registered in Parallels Business Automation - Standard that owns a bank account.
- Status. A bank account status as a payment method in Parallels Business Automation - Standard, can be one of the following:
  - Unchecked. An account is active and available for payments, but it was just saved in Parallels Business Automation - Standard database and no successful transactions were yet performed using this account. After a successful transaction an unchecked bank account status automatically becomes OK.
  - OK. An account is active and available for transactions. At least one successful transaction was performed using this account.
  - Disabled. An account is temporarily not available for payments. A bank account can be disabled either manually, by editing its profile or automatically, if
  - Expired. A bank account is not available for payments since its registration period has expired. This status can be assigned by Provider only manually.
  - Error. A bank account is unavailable for payments since its data is incorrect or Provider suspects that an account data can be incorrect. In this case, Provider manually assigns the Error status to an account.
- Allow payments. Whether a bank account can be selected as a payment method or not. Green tick in this column means that an account is allowed for payments, red cross - that payments using this account are not possible. This is a separate setting and it is not related to an account status as well as status is not related to this one.
- Use for recurring billing. If an account is used for recurring billing, it is automatically selected as a payment method for recurring payments like automatically generated renewal orders, for example. Green tick in this column means that an account is used for recurring payments, red cross - that not. Parallels Business Automation - Standard automatically selects for recurring payments the first account found in database that has the OK status and allowed for payments.

Note: A bank account status, availability for payments, and relation to recurring billing can be adjusted manually for any bank account since these settings are related only to a bank account status as a payment method used in Parallels Business Automation - Standard, but not to a bank account specific attributes being issued and recognized by a bank.

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